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What a Homeowner's Attorney Needs to Know About Debt Collection, Foreclosure and Discrimination by California Homeowners Associations 2014


Speaker(s): Cang N. Le, Gina Di Giusto, Noah Zinner
Recorded on: Aug. 22, 2014
PLI Program #: 57423

Noah Zinner is a Senior Attorney at Housing and Economic Rights Advocates (HERA). He is a 2006 graduate of UC Berkeley School of Law. Following law school, Mr. Zinner received an Equal Justice Works fellowship to work on predatory mortgage lending issues with HERA and Bay Area Legal Aid, and has worked with HERA since that time. Mr. Zinner has represented clients in cases dealing with mortgage fraud, loan servicing abuses, financial elder abuse, unfair debt collection, housing discrimination, and eviction. From 2012-2013, Noah was a Visiting Clinical Professor at the UC Irvine School of Law, where he also worked with the California Monitor for the National Mortgage Settlement.


Cang Le is a senior associate with the firm of Adams Kessler, PLC , specializing in the representation of residential and commercial common interest developments. Cang represents common interest developments as both general and litigation counsel. In corporate counsel matters, Cang advises boards in the preparation, interpretation and enforcement of contracts, amending and restating governing documents, insurance coverage issues, rules enforcement, ADA compliance and all other matters affecting associations. In litigation and ADR matters, Cang has obtained hundreds of favorable outcomes for his clients and works with boards to avoid litigation wherever possible.

Cang received two undergraduate degrees from the University of California, Davis--a Bachelor of Arts (BA) in Political Science and a Bachelor of Science (BS) in Managerial Economics. He then earned a Juris Doctorate (JD) from the University of San Diego School of Law where he was awarded a merit grant to continue his legal studies which led to a Master of Laws in Taxation (LLM).

Cang is involved in various professional activities both in the industry and locally. Cang is chair and editor of the Connect Magazine of the Community Associations Institute Greater Inland Empire Chapter. He is one of the youngest attorneys/members ever nominated to chair the Committee. Cang is a member of The Leo A. Deegan American Inn of Court, a national organization comprised of distinguished members of the legal profession nominated by their peers with the mission to foster excellence in professionalism, ethics, civility, and legal skills. He is also a member of the Riverside County Bar Association and founder and chair of the inaugural Diversity Committee of the University of San Diego School of Law, an organization dedicated to diversity and acceptance in the legal field. In addition, Cang is an active writer and speaker. He has been speaker and guest judge for the CAI-GRIE legal education luncheons as well as speaker at legal seminars for community association trade industry events. He is also the author of various articles for the Community Associations Institute and Davis-Stirling.com.


Gina Di Giusto is a Staff Attorney at Housing and Economic Rights Advocates (HERA). Ms. Di Giusto received her J.D. from Harvard Law School in 2013. She brings experience as a California Capital Judicial Administration Fellow, a clerk for the Legal Services of Northern California, and has spent two years representing residents of publicly subsidized housing before local housing authorities. While at HERA, Ms. Di Giusto has represented low and moderate income Californians in unfair debt collection, wrongful credit reporting, and foreclosure defense matters in state and federal court.